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Analisis Non Performing Loan (NPL) Dan Loan To Deposit Ratio (LDR) Pada PT. Bank Perekonomian Rakyat (BPR) Prima Mulia Anugrah
Last modified: 2026-05-08
Abstract
The purpose of this study is to determine the Non-Performing Loan (NPL) and Loan to Deposit Ratio (LDR) at PT. BPR Prima Mulia Anugrah. This study uses a quantitative research method that focuses on collecting and analyzing numerical or numerical data to test theories, measure variables, and solve problems. The results of this study indicate that based on the NPL and LDR calculations, PT. BPR Prima Mulia Anugrah is categorized as healthy because it is able to manage credit risk from the loans it has granted and channel third-party funds in the form of loans properly.
References
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Fernos, J., & Dona, E. (2018). Analisis loan to deposit ratio, capital adequacy ratio dan return on assets pada PT Bank Pembangunan Daerah Sumatera Barat. Jurnal Ekonomi dan Bisnis, 2(2), 107–118.
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Rerung, A. (2022). Analisis pengaruh capital adequacy ratio (CAR), operational efficiency (BOPO), dan loan to deposit ratio (LDR) terhadap return on assets (ROA). Jurnal Ekonomi dan Bisnis, 13(2), 16–28. https://doi.org/10.55049/jeb.v13i2.94
Sobarna, N. (2021). Analisis perbedaan perbankan syariah dengan perbankan konvensional. Eco-Iqtishodi: Jurnal Ilmiah Ekonomi, 3(10), 51–62.
Wahyu, D. R. (2020). Analisa non performing loan (NPL) dalam menetapkan tingkat kolektibilitas kredit pada PT Bank Pembangunan Daerah Banten Tbk 2012–2016. Jurnal Bina Bangsa Ekonomika, 13(2), 238–243.
Winarso, E., Gunanta, R., & Prayitno, Y. H. (2020). Analisis non performing loan (NPL) dan loan to deposit ratio (LDR) terhadap kinerja bank perkreditan rakyat di Kota Bandung. Journal of Accounting, Finance, Taxation, and Auditing (JAFTA), 2(1), 67–88. https://doi.org/10.28932/jafta.v2i1.2942
Fatin, R. L., Andrianto, T., & Munawar, A. (2024). Analisis kinerja keuangan melalui rasio non-performing loan pada PT BPR Mitra Daya Mandiri. Jurnal Akuntansi dan Bisnis Kesehatan, 4(3). https://doi.org/10.37641/jabkes.v4i3.1934
Fernos, J., & Dona, E. (2018). Analisis loan to deposit ratio, capital adequacy ratio dan return on assets pada PT Bank Pembangunan Daerah Sumatera Barat. Jurnal Ekonomi dan Bisnis, 2(2), 107–118.
Firmanto, F. (2019). Penyelesaian kredit macet di Indonesia. Jurnal Pahlawan, 2, 30. https://journal.universitaspahlawan.ac.id/index.php/jp/article/view/577
Kasmir. (2019). Analisis laporan keuangan (Edisi revisi). Jakarta: Rajawali Pers.
Rahman, M. T., Setiadi, P. B., & Rahayu, S. (2022). Analisis rasio CAR, NPL, dan LDR terhadap ROA (studi pada bank umum go public tahun 2018–2020). Jurnal Ekonomika, 45, 9(2).
Rerung, A. (2022). Analisis pengaruh capital adequacy ratio (CAR), operational efficiency (BOPO), dan loan to deposit ratio (LDR) terhadap return on assets (ROA). Jurnal Ekonomi dan Bisnis, 13(2), 16–28. https://doi.org/10.55049/jeb.v13i2.94
Sobarna, N. (2021). Analisis perbedaan perbankan syariah dengan perbankan konvensional. Eco-Iqtishodi: Jurnal Ilmiah Ekonomi, 3(10), 51–62.
Wahyu, D. R. (2020). Analisa non performing loan (NPL) dalam menetapkan tingkat kolektibilitas kredit pada PT Bank Pembangunan Daerah Banten Tbk 2012–2016. Jurnal Bina Bangsa Ekonomika, 13(2), 238–243.
Winarso, E., Gunanta, R., & Prayitno, Y. H. (2020). Analisis non performing loan (NPL) dan loan to deposit ratio (LDR) terhadap kinerja bank perkreditan rakyat di Kota Bandung. Journal of Accounting, Finance, Taxation, and Auditing (JAFTA), 2(1), 67–88. https://doi.org/10.28932/jafta.v2i1.2942
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