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Analysis Of Working Capital Credit Distribution At Pt. Bank Perekonomian Rakyat Prima Mulia Anugrah Padang Branch
Last modified: 2026-04-26
Abstract
The purpose of this research is to determine the analysis of working capital credit distribution at PT. Bank Perekonomian Rakyat Prima Mulia Anugrah Padang Branch. The Data Analysis Method uses qualitative and quantitative analysis, where the qualitative method describes, understands and explains the data studied during the research, while the quantitative method analyzes the distribution of working capital credit. The results of the study showed an increase in the distribution of working capital credit in the 2022-2023 period, an increase of 1.24%, then in the 2023-2024 period there was an increase in the growth rate of working capital credit distribution higher than the previous period, namely 5.3% due to increasing public trust in banks along with good service and ease in credit application procedures, thus encouraging the public, especially micro and small business actors, to take advantage of the credit facilities provided.
Keywords
credit, analysis, people's credit
References
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Inayah, N., Kirya, I. K., & Suwendra, I. W. (2018). Pengaruh kredit modal kerja terhadap pendapatan bersih usaha kecil dan menengah.
Ismail. (2016). Manajemen Perbankan. Kencana.
Kasmir. (2018). Bank dan Lembaga Keuangan Lainnya. Raja Grafindo Persada.
Kuncoro. (2017). Manajemen Perbankan. BPFE.
Undang-Undang Nomor 10 Tahun 1998 tentang Perbankan.
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