Last modified: 2024-07-09
Abstract
This research aims to find out how the financial development of PT. Bank Nagari, with analysis of financial data from a bank with an interest in the type of secondary data obtained from financial reports published by PT. Bank Nagari for the 2020-2022 period. The results of this research indicate that the ROA ratio of PT. Bank Nagari in 2020 to 2022 has increased, meaning PT’s ROA ratio. Bank Nagari can be said to be effective and efficient in using the assets it owns. ROE ratio PT. Bank Nagari from 2020 to 2022 has not been effective and efficient because the ROE ratio is still below the assesessment criteria. BOPO ratio PT. Bank Nagari from 2020 to 2022 is said to be very good because the percentage obtained is below the assessment criteria, namely 83%. therefore, the smaller the bank’s BOPO, the more efficient the bank is in managing its operational costs. NPM ratio PT. Bank Nagari from 2020 to 2022 is not yet effective because it is still below the assessment criteria, namely 51%. this means that bank are not yet efficient in obtaining net profits at the sales level.
Keywords
References
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