Last modified: 2025-08-08
Abstract
The purpose of the study was to determine the collection and distribution activities based on the mudharabah contract of, Pt. Bank Nagari Padang Syariah Branch. This Study uses a qualitative method and describes, descriptively with observation and interviews methods. Regarding the collection and distribution of funds at PT. Bank of the Republic of Syariah Branch. The Result of the study at PT. Bank Nagari Padang, Syariah Branch experienced fluctuations during the 2022-2024 period. Mudharabah or qirad is the transfer of certain assets to someone to be cultivated. The profit is divided in two according to the agreed provisions while the loss is only borne by the capital owner. While the implementer only bears the loss of energy (effort) and time. Collection in the process of distibuting funds from who have excess funds such as current, accounts, savings, and time deposits. Distributions of funds is the process of distributing funds from banks to people who lack funds. Fund collection and distribution at Bank Nagari Padang, Syariah Branch based on Mudharabah Contract, Form Of Funds Distributions based on mudharabah contract, mudharabah savings, mudharabah deposits, and current accounts. Financing transactions aimed at optaining services carried out on the principle of rent, financing transactions for business cooperation aimed obtaining goods and services as well as the principle of profit sharing.
Keywords
References
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