ANALYSIS OF PROFITABILITY RATIO ON  PT. BANK NAGARI PUSAT PADANG

Doni Marlius; Rizka Aulia Armon

Open Conference Systems, 2nd KBP COnference

ANALYSIS OF PROFITABILITY RATIO ON PT. BANK NAGARI PUSAT PADANG

Doni Marlius, Rizka Aulia Armon

Last modified: 2025-08-08

Abstract

The purpose of the study was to determine the profitability ratio at PT. Central Bank of the Country. This study uses a quantitative method. The type of data used is secondary data obtained from financial reports published by PT. Bank of Nagari Pusat Padang for the period 2021-2023. The results of this study indicate that the ROA ratio of PT. Bank Nagari Pusat Padang from 2021 to 2023 has increased, which means that the bank can utilize its assets to obtain profits effectively and efficiently. The ROE ratio of PT. Bank Nagari Pusat Padang from 2021 to 2023 has increased, which means that the bank has shown improvements in optimizing its own capital in generating profits. The NPM ratio of PT. Bank Nagari Pusat Padang from 2021 to 2023 has increased, but is still in the poor category according to BI standards. The BOPO ratio of PT. Bank Nagari Pusat Padang from 2021 to 2023 is said to be very good. The smaller the BOPO percentage, the more efficient the bank is in managing its operational costs.

Keywords

ROA, ROE, BOPO and NPM

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